In your life, have you been to a car accident which happened at the negligence of another person and got minor or major injuries? If you find yourself in such a situation, then you know you should get compensation on injuries and damages if you know your right. The car accident settlement process can be so daunting when you are handling the process for the first time. You will find it necessary to possess the right information because negotiating for the settlement process is not something you will enjoy. Therefore, you need to ask yourself how a car accident settlement process work. The outlined below is a guide on complete car accident compensation process.
After involving yourself in a car accident, it is advisable that you file your claim with the insurance immediately. One thing you need to know is that the insurance cover of the driver at fault is the one which will be used. You can file the claims online making the process easier for you because you are a third-party on the case. You need to make sure that file the claims immediately to ensure accuracy and avoid forgetting information about the process.
An investigation on the accident will start immediately after filing your claims with the insurer. The insurer will then apply the insurance claim adjuster to check the statement of the witness, statement of the other driver and also the pictures of the accident scene. The next thing the insurer will do is talking to an expert to determine the value of the mechanical damage done on your vehicle. The other thing the insurer will do is consulting the doctor and determine the implications of the injury you go from the accident. The insurer will thus use the above information to know the value of your compensation.
You need to know that the insurer will do a thorough investigation and they will not aim at protecting your interest. You should thus make consideration of doing an independent investigation of the case. You need to outline who is liable and what was the cause of the accident when you are doing an independent investigation.
After the insurer is done with the investigation services, they will either approve or deny you the claims. If the insurer approves your claims, then they will compensate you for everything that is listed on the claim. If you are denied the claims, the insurer will not issue any settlement. When your claims are denied, the next thing you should think about is hiring a car accident attorney to help you out with the case. For this reason, if you read this article by Falkowitz Law Firm PLLC, then you will know everything about the car accident settlement process.